Payday Super comes into effect on 1 July, just over a week away. If you haven't locked in your preparations yet, this is the week to do it.

From 1 July 2026, employers are required to pay superannuation contributions at the same time they pay wages. That's a significant shift from the current quarterly system, and for smaller businesses in particular, it's one of the more meaningful changes to land in a while.

What's actually changing?

Quarterly super payments will no longer apply. Contributions must now be received by the employee's super fund within seven business days of each payday. Depending on your pay cycle, that could mean weekly or fortnightly super payments instead of four times a year.

There's also a change to how super is calculated. Contributions will now be based on an employee's "qualifying earnings," a new term that brings together ordinary time earnings and other payments.

The ATO will also be matching Single Touch Payroll data with fund reporting, giving earlier visibility of unpaid super.

What this means for smaller businesses

For larger businesses with dedicated payroll teams, the transition is straightforward. For smaller operators, particularly in construction, civil and trades where workforce numbers shift regularly, there's just more to manage. More frequent payments, more admin touchpoints, and more to keep on top of with very little runway left before the switch happens.

If the ATO's Small Business Clearing House is part of your current setup, note that it closes on 1 July, so you'll want an alternative sorted this week if you haven't already.

How Fetch can help

When you engage workers through Fetch, they're employed by us, not you. That means payroll, super, and compliance sit with us. As payday super kicks in, that includes making sure contributions are calculated correctly and paid on time every pay cycle, without any of that falling on your plate.

If you're growing your team heading into the new financial year, or you rely on contract and project-based workers, it's a straightforward way to keep your workforce flexible without adding to your admin load.

Hiring as payday super kicks in? Let's make it simple.

Talk to the Fetch team about how we can take payroll and super compliance off your hands, so you can focus on getting the right people on the job. Get in touch today.